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Closing Costs: Up to $10,000 Interest Free for Six Months

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Get a free online quote and know your full legal costs up front, including title insurance and land
real estate legal fee quote toronto
transfer taxes. Then print out the quotation certificate and phone one of our 11 locations to provide your preliminary personal information.

Sometimes buyers require cash assistance when buying a home due to unexpected closing costs which can delay or possibly prevent a deal from closing.  Up to $10,000.00 is available interest free for six months to cover expenses on closing a purchase such as government land transfer taxes, closing adjustments, registration costs, legal fees and legal disbursements.

In order to arrange for such a deferral of closing costs on approved credit, the buyer should phone 1-800-307-0370 (to FIRST CANADIAN TITLE INSURANCE) at least four business days before the closing date and ask for the six month interest free closing costs option.  The application process is about 20 minutes by phone (so have your personal information ready when calling).

The administration cost for any amount up to $5,000.00 interest free for six months is $249.00 (and such cost can be included in the $5,000.00).  The administrative cost for any amount from $5,001.00 to $10,000.00 is $349.00.  At the end of six months, the buyer has the option of repaying the borrowed amount in full or making payments based on interest rates that begin after the six months. NOTE: Applications for this program MUST be made by December 31, 2008 even if the closing date is later.



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